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Certificate of Deposit Rates
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Product
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Minimum Opening Deposit
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Minimum Balance to Obtain Annual Percentage Yield
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Interest Compounding
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Interest Rate
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*Annual Percentage Yield
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3 Month CD (a)
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$1,000.00
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$1,000.00 (c)
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Monthly
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1.90%
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1.91%
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6 Month CD (a)
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$250.00
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$250.00 (c)
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Monthly
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2.20%
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2.22%
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9 Month Add-On CD (a)
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$250.00
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$250.00 (c)
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Monthly
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2.30%
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2.32%
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12 Month CD (a)
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$250.00
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$250.00 (c)
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Monthly
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2.40%
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2.43%
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18 Month CD (a)
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$250.00
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$250.00 (c)
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Daily
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2.50%
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2.53%
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24 Month CD (a)
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$250.00
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$250.00 (c)
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Daily
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2.55%
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2.58%
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30 Month CD (a)
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$250.00
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$250.00 (c)
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Daily
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2.60%
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2.63%
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- a) A penalty may be imposed for early withdrawal.
- b) The interest rate and annual percentage yeild may change after account opening.
- c) Daily balance. The amount of the principal in the account each day.
- d) Average daily balance. The average daily balance is calcualted by adding the princiapl in the account for each day of the period and dividing that figure by the number of days in the period
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yeilds are current as of 05/02/2008.
For current rate information call (620) 872-2143.
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CD Rates (Special)
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Product
|
Minimum Opening Deposit
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Minimum Balance to Obtain Annual Percentage Yield
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Interest Compounding
|
Interest Rate
|
*Annual Percentage Yield
|
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3 Month CD
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$20,000.00
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$20,000.00
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*see below
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2.05%
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2.07%
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6 Month CD
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$20,000.00
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$20,000.00
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*see below
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2.30%
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2.32%
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9 Month Add-On CD
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$20,000.00
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$20,000.00
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*see below
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2.35%
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2.38%
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12 Month CD
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$20,000.00
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$20,000.00
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*see below
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2.50%
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2.53%
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18 Month CD
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$20,000.00
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$20,000.00
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*see below
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2.65%
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2.68%
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- * The above rates and annual percentage yields apply to Certificates of Deposit in the accumulative amount of $20,000.00 or more assuming maximum compounding option.
- Rates are effective as of 05/02/2008.
- Rates are subject to change at any time without notice.
- Penalties for early withdrawal.
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Checking & Savings Rates
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Product
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Minimum Opening Deposit
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Minimum Balance to Obtain Annual Percentage Yield
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Interest Rate
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*Annual Percentage Yield
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NOW Account (b)
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$1,000.00
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$1,000.00 (d)
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0.60%
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0.60%
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Money Market Deposit Account (b)
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$1,000.00
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$1,000.00 (d)
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1.35%
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1.36%
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Regular Savings (b)
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$12.00
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$12.00 (c)
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0.75%
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0.75%
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Individual Retirement Account (b)
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$5.00
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$5.00 (c)
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2.90%
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2.94%
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- a) A penalty may be imposed for early withdrawal.
- b) The interest rate and annual percentage yeild may change after account opening.
- c) Daily balance. The amount of the principal in the account each day.
- d) Average daily balance. The average daily balance is calcualted by adding the princiapl in the account for each day of the period and dividing that figure by the number of days in the period
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yeilds are current as of 05/30/2008.
For current rate information call (620) 872-2143.
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