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Certificate of Deposit Rates
Product
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Compounding
Interest Rate
*Annual Percentage Yield
3 Month CD (a)
$1,000.00
$1,000.00 (c)
Monthly
Please Call for Rates
6 Month CD (a)
$250.00
$250.00 (c)
Monthly
Please Call for Rates
9 Month Add-On CD (a)
$250.00
$250.00 (c)
Monthly
Please Call for Rates
12 Month CD (a)
$250.00
$250.00 (c)
Monthly
Please Call for Rates
18 Month CD (a)
$250.00
$250.00 (c)
Daily
Please Call for Rates
24 Month CD (a)
$250.00
$250.00 (c)
Daily
Please Call for Rates
30 Month CD (a)
$250.00
$250.00 (c)
Daily
Please Call for Rates

  • a) A penalty may be imposed for early withdrawal.
  • b) The interest rate and annual percentage yeild may change after account opening.
  • c) Daily balance. The amount of the principal in the account each day.
  • d) Average daily balance. The average daily balance is calcualted by adding the princiapl in the account for each day of the period and dividing that figure by the number of days in the period


Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yeilds are current as of 1/19/2011.
For current rate information call (620) 872-2143.





CD Rates (Special)
Product
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Compounding
Interest Rate
*Annual Percentage Yield
3 Month CD
$20,000.00
$20,000.00
*see below
Please Call for Rates
6 Month CD
$20,000.00
$20,000.00
*see below
Please Call for Rates
9 Month Add-On CD
$20,000.00
$20,000.00
*see below
Please Call for Rates
12 Month CD
$20,000.00
$20,000.00
*see below
Please Call for Rates
18 Month CD
$20,000.00
$20,000.00
*see below
Please Call for Rates

  • * The above rates and annual percentage yields apply to Certificates of Deposit in the accumulative amount of $20,000.00 or more assuming maximum compounding option.

  • Rates are effective as of 1/19/2011.

  • Rates are subject to change at any time without notice.

  • Penalties for early withdrawal.



Checking & Savings Rates
Product
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
*Annual Percentage Yield
NOW Account (b)
$1,000.00
$1,000.00 (d)
Please Call for Rates
Money Market Deposit Account (b)
$1,000.00
$1,000.00 (d)
Please Call for Rates
Regular Savings (b)
$12.00
$12.00 (c)
Please Call for Rates
Individual Retirement Account (b)
$5.00
$5.00 (c)
Please Call for Rates

  • a) A penalty may be imposed for early withdrawal.
  • b) The interest rate and annual percentage yeild may change after account opening.
  • c) Daily balance. The amount of the principal in the account each day.
  • d) Average daily balance. The average daily balance is calcualted by adding the princiapl in the account for each day of the period and dividing that figure by the number of days in the period


Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yeilds are current as of 03/16/2010.
For current rate information call (620) 872-2143.






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*Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value.
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